The monthly contribution for private medical aid may seem significant, especially if you’re young and healthy, and you feel invincible. But what could go wrong if you decide to go without it? Before helping his clients plan for their ideal financial future, Bryan Nicol, Managing Director at Freedom Financial Planning (a lifestyle financial planning firm) […]

You’re young, you’re free, and you’ve just landed your first real job with a decent salary. You’re also healthy, you exercise regularly, and follow a balanced diet. So why spend your hard-earned money on medical aid instead of a new car, travel, or entertainment?