creditlatest news & developments
Short-term or unsecured loans are not an evil to be avoided entirely. They can be good for consumers and the economy — when used responsibly.

How short-term loans could cost you your dream home

Frequent short-term borrowing can hurt your bond application because lenders see it as a sign of financial instability, even if you make repayments on time

  • Des Erasmus
5 min read
Despite unemployment rates, Gen Z has found a way to make ends meet.

Gen Z South Africans make ends meet through hustle and pragmatism

The findings challenge stereotypes, showing a generation that’s resourceful, pragmatic and shaping its own financial future

  • Umamah Bakharia
4 min read
Alternative solutions such as revenue-based finance and invoice-based finance can provide capital for small and medium businesses to grow. Photo: Oupa Nkosi

How to boost your business credit using alternative funding strategies

There are ways for start-ups and small and medium enterprises to avoid financing problems

4 min read
File photo

SA consumers turn to personal loans, unsecured credit to survive

Debt-strapped citizens are taking short term loans to ‘balance’ cash flow as wages fail to keep up with the cost of living This content is restricted to registered users and subscribers. Get Your Free Account The Mail & Guardian is committed to providing all our readers with the best possible experience. Please register your free account now. Your registration is your first step to becoming an M&G community member. Register Registration enables: – M&G newsletters access – notifications – the best possible experience Already registered? Login here Want to subscribe and get even more benefits? Explore our subscription offers

  • Des Erasmus
1 min read